One of the most common statements that we hear from physicians is “I will never end up needing long-term care.” According to LongTermCare.gov, 70% of people over the age of 65 can expect to use some form of long-term care during their lives. That means there is a pretty good chance that you will need long-term care in the future.
Long-term care has to do with your activities of daily living, not your medical needs. Long-term care facilities and in-home assistants address basic everyday needs like helping you with clothing, cooking, bathing and transferring. Since Medicare is a federal program that provides hospital and medical insurance to those 65 and above, a Medicare health plan will not cover long-term care needs.
SMG will never sell or give away your personal information. Your information is used to help find the lowest plan that fits you. By providing your address, phone number and/or email address, you are agreeing to receive information and be contacted/called by SMG a Michigan based Medicare Insurance Agency, that services Michigan, Indiana, Ohio, North Carolina, South Carolina, and Texas. The rates may change based on underwriting factors like health and household discounts. SMG is not held liable for quotes that are generated by the consumer without verifying the rates and underwriting factors with a SMG Customer Care Specialist. You may contact SMG at (toll free) 855-205-4928 to insure you have the most accurate information available.