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Extended Care could be the greatest crisis we will ever face.
Unfortunately, we all worry about accumulating enough money for retirement and we under estimate what could financially devastate us in the blink of an eye. The need to create an Extended Care plan is important. All aging individuals, regardless of age, should have a plan in place. Extended Care could be the greatest crisis we will face as we age. As we get older, most Americans worry about three things: [click here to read more]
By: Joe Garcia, MBA, CLTC President & Owner of SMG Investment Advisor Representative
To continue to provide our clients with healthcare education, always evaluate their health plans every year for adjustments if needed and above all to treat them as an individual person with individual healthcare needs, not just another number.
1300 West Centre Avenue, Suite 103 • Portage, Michigan 49024 • Office: 269-903-2510 • Toll Free: 1-855-205-4928
By: Michael A. Nowak
Investment Advisor Representative
SECURE Act Jan 1st 2020: The 3 most important takeaways for seniors.
Increasing the required minimum distribution age — and contribution age
One of the biggest changes in the SECURE Act is the Required Minimum Distribution (RMD) age being increased 18 months. Rather than people being required to take RMDs at age 70½, RMDs will start at age 72. This will allow workers another year-and-a-half to build their retirement accounts.
And luckily for all concerned, 72 is a less confusing age to deal with than 70½. The starting age increase will… [click here to read more]
Health Care documents: what do you need?
A health care crisis can arise in an instant – even for the healthiest person – so every estate plan should have a health care component. This provides the powers and instructions to your loved ones and doctors to carry out your wishes should you be unable to express them. The proper health care documents should be drafted by an experienced Estate Planning law firm, such as Carrier Law.
There are several forms to consider:
[click here to read more]
By: David Carrier Attorney
As you age, changes to your body, lifestyle, health, and in your work and home life can affect your diet and eating habits. A healthy diet can be the key to a positive outlook and staying emotionally balanced. Healthy eating as you age doesn’t have to be about dieting and sacrifice, though, but rather about fresh, tasty food, wholesome ingredients, and eating with friends and family. Even if you’ve neglected your diet in the past, it’s never too late to adopt healthier eating habits and improve the way you look, think, and feel.
What you can do:
- Learn how a healthy diet boosts your mental as well as your physical health
- Understand how aging can affect your tastes and eating habits
- Focus on the whole, minimally processed food that your body needs as you age
- Differentiate between healthy and unhealthy fats
- Slowly reduce sugar and salt in your diet
- Learn how to reprogram your brain so that you crave healthier foods
Great snack ideas:
Greek Yogurt Parfait
3 cups plain fat-free Greek-style yogurt (such as Fage)
1 teaspoon vanilla extract
4 teaspoons honey
28 clementine segments
1/4 cup shelled, unsalted dry-roasted chopped pistachios
Combine yogurt and vanilla in a bowl. Spoon 1/3 cup yogurt mixture into each of 4 small parfait glasses; top each with 1/2 teaspoon honey, 5 clementine sections, and 1/2 tablespoon nuts.
Top parfaits with the remaining yogurt mixture (about 1/3 cup each); top each with 1/2 teaspoon honey, 2 clementine segments, and 1/2 tablespoon nuts. Serve immediately.
Avocado Fries With Lime Dipping Sauce
8 ounces 2 small avocados, peeled, pitted and cut into 16 wedges
1 large egg, lightly beaten
3/4 cup panko breadcrumbs
1 1/4 teaspoons lime chili seasoning salt
For the lime dipping sauce:
1/4 cup 0% Greek Yogurt
3 tablespoons light mayonnaise
2 teaspoons fresh lime juice
1/2 teaspoon lime chili seasoning salt
1/8 teaspoon kosher salt