Offers Property and Casualty Insurance

Becker Insurance Agency Partner

We’ve expanded our insurance products by partnering with the Becker Insurance Agency. This allows us to offer a complete line of property and casualty products for an individual or business. We are always continuing to develop new products and additional coverages for you. Regardless of how specific your insurance needs are, we can help.

Personal Insurance

What Is Personal Insurance And What Does It Cover?
Personal insurance is the collective name for the different types of insurance products available to cover the personal items you may own. Aside from your car or your home this could be to cover personal possessions, or the activities you carry out, such as your holiday (travel insurance), even a wedding. It can also cover the different variations within these categories, such as young driver insurance, or non-standard home insurance. Some of these products are required by law and some are optional.

Auto

How Does Auto Insurance Protect You?
Full coverage auto insurance provides protection against physical damage and/or bodily injury that results from a traffic collision. This includes damage to your vehicle, your passengers, another vehicle and their passengers and other property up to the policy limits shown on your declarations page. It will also provide protection against a law suit that could arise from the incident should you be found liable.

Liability only automobile insurance is financial protection for a driver who, while operating a vehicle, harms someone else or their property. Automobile liability insurance only covers injuries or damages to third parties and their property, not to the driver or the driver’s property. The two components of automobile liability insurance are bodily injury liability and property damage liability.Don’t forget your recreational vehicles! They are an investment worth protecting. Insurance provides coverage in the event of theft, damage or collision, and also includes liability insurance.
Protect what matters to you with car and recreational insurance designed for you. Let’s work together to make sure you have the right insurance coverage!

Home

Home is where your heart is!
It is likely one of, if not the most, valuable asset you have. You’ve worked hard to purchase and furnish it just how you like. But are you properly covered to rebuild your home, buy a new wardrobe and furniture if your house was destroyed?

If someone slipped and fell on ice, snow or water while visiting, would your policy protect you against a lawsuit?
Good homeowners insurance, properly written, will do all this and more. It’s designed to protect you from having your assets taken from you due to certain losses.

Whether you live in the perfect starter house, a custom-built dream home or something in between, one thing is true: You want to protect the life you’ve made there!

Business Insurance

Businesses large and small need business insurance for many reasons
Business insurance is coverage that protects your business from financial damages that can result from accidents, property damage, professional errors, workers compensation claims and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business.

Insurance for businesses, also known as commercial insurance, can cover some of an injured workers’ lost wages. It can also provide access to programs to help them get back to work. Commercial business insurance can help protect you from losses resulting from liability claims.

Commercial Property

Why do I need Commercial Insurance?
Commercial Property Insurance helps protect the building your business owns or leases as well as your business personal property. This can also include tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

General Liability

Why do I need General Liability Insurance?
General liability insurance (GL) can help cover medical expenses and attorney fees resulting from bodily injuries and property damage for which your company may be legally responsible.

It’s also called business liability insurance or commercial general liability insurance. GL insurance is one of the most important coverages you can buy for your business. In today’s world of ever-increasing business lawsuits, don’t leave your business vulnerable to the potentially devastating costs of a liability claim.

Commercial Auto

Protection for Your Business Autos
Even if you and your employees are safe drivers, you’re sharing the road with everyone else. That’s why it’s important to protect your business with Commercial Auto Insurance. It protects your business from legal claims of bodily injury or property damage that occur during the operation of a company vehicle, or when using a personal vehicle for business reasons. This insurance can pay for repairs, medical expenses, and legal fees that personal auto insurance won’t cover.

Workers Compensation

Who needs workers’ compensation insurance
Workers’ compensation insurance is required by law in almost every state, commonly known as workers’ comp. It is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits.

Choosing to forgo workers’ comp coverage puts your business at high financial risk. Not only can you face a lawsuit for workplace injuries, but you’ll likely be fined for breaking the law.

Keep in mind, workers’ comp insurance protects not only your employees, but your business too. For example, if your insurance is compliant with state law, an employee who receives benefits can’t sue you for their injuries or lost wages.

Workplace injuries happen even in the safest of work spaces. Make sure your business is fully protected!