Who We Are

We’re SMG, a Michigan based, full-service financial and independent health insurance agency that operates throughout the Midwest. We have protected over 30,000 clients while earning their trust since 2005.  Throughout this journey, we have learned no two clients have the same needs.  This is why SMG customizes financial and insurance plans to meet the needs of each one of our clients.

Our Story

SMG started out with the founder Joe Garcia’s vision in 2005, to help educate the aging population in the area of Medicare and supplemental insurance.  Today, SMG has expanded its services to also help promote and educate individuals and business owners in the areas of Healthcare, Group Benefits and Wealth Management, while still having a strong presence in the Medicare market.  Even though SMG has grown into a large organization serving over 30,000 clients, one thing is for certain, we still keep it feeling like family.

With our A+ rating from the Better Business Bureau you can be assured that we take our business seriously.

Be a part of our family

If you are looking for a professional financial and insurance agency that is knowledgeable, dependable and has live customer service when you call, then look no further than SMG.  Your one-stop shop for all your financial and insurance needs.

We pride ourselves on the SMG promise which states:

  • We promise to deliver unbiased information on which you can rely.
  • We promise to educate you on all the available products and options so that you never have to worry if you have made the right decision.
  • We promise to deliver up to date rate comparisons from many of the world’s top health insurance companies.
  • We promise to make it easy for you to compare and shop with our online features and customer support staff.
  • We promise to make sure you always have the right coverages that meet your needs.
  • We promise to structure your estate properly to help you avoid many of the issues that can arise throughout your life.

Our mission is simple! Helping people get the most amount of coverage for the least amount of money. And to fund the life they love!

To educate our clients about financial and health care, to annually review their financial and health care needs, and above all – to treat all of our clients as individuals, with individual needs. You will never be just another number at SMG.

Your Team

Joe Garcia
Joe Garcia - MBA, CLTC
President / Owner
Mike Nowak
Michael Nowak
Investment Advisor Representative, SMG Financial
Justin Carter
Justin Carter
VP of Sales
Dawn Fisher
Dawn Fisher
VP of Operations
Christina Carter
Christina Carter
Executive Assistant
Dave Vernier
David Vernier
Sales Manager
Jessica Garcia
Jessica Garcia
Agency Relations
Kelly Wharton
Kelly Wharton
Customer Service Manager
Alex Garcia
Alex Garcia
Client Services