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Who We Are

We’re SMG, a Michigan based, full-service independent insurance agency that operates throughout the midwest. We have protected over 30,000 clients while earning their trust since 2005.  Throughout this journey, we have learned no two clients have the same needs.  This is why SMG customizes insurance plans to meet the needs of each one of our clients.

Our Story

SMG started out with the founder Joe Garcia’s vision in 2005, to help educate the aging population in the area of Medicare and supplemental insurance.  Today, SMG has expanded its services to also help promote and educate individuals and business owners in the areas of Healthcare, Property & Casualty and Wealth Management, while still having a strong presence in the Medicare market.  Even though SMG has grown into a large organization serving over 30,000 clients, one thing is for certain, we still keep it feeling like family.

With our A+ rating from the Better Business Bureau you can be assured that we take our business seriously.

Be a part of our family

If you are looking for a professional insurance agency that is knowledgeable, dependable and has live customer service when you call, then look no further than SMG.  Your one-stop shop for all your insurance needs.

We pride ourselves on the SMG promise which states:

  • We promise to deliver unbiased information on which you can rely.
  • We promise to educate you on all the available products and options so that you never have to worry if you have made the right decision.
  • We promise to deliver up to date rate comparisons from many of the world’s top health insurance companies.
  • We promise to make it easy for you to compare and shop with our online features and customer support staff.
  • We promise to make sure you always have the right coverages that meet your needs.

Our mission is simple! Helping people get the most amount of coverage for the least amount of money.

To educate our clients about financial and health care, to annually review their financial and health care needs, and above all – to treat all of our clients as individuals, with individual needs. You will never be just another number at SMG.

Thank you for your help with the new Everest policy. I am so relieved to have this new policy at a lower cost. I did check out the appliance stove on Cork but also found a model (fridge) I like at Penney’s. I will touch back in the Fall for Prescription Insurance.

Mary M.

This is a very professional and trustworthy organization. I thought I knew exactly what I wanted as a supplement and couldn’t have been more wrong. After sitting down and going over various plans they assisted me in coming to my own conclusions without any pressure. After my first year my plan has done exactly as they had represented. I couldn’t be more pleased. Great company with great staff.

George H.

Your Team

Joe Garcia
Joe Garcia - MBA, CLTC
CEO, SMG
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Michael Nowak
Investment Advisor Representative, SMG Financial
Dawn Fisher
Dawn Fisher
VP of Operations, SMG
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Christina Carter
Customer Service
Dave Vernier
David Vernier
Senior Sales Manager, SMG
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Kellie Simmons
Marketing Outreach
Kelly W
Kelly Wharton
Customer Service Manager, SMG
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Alex Garcia
Marketing Outreach